Insurance Guide

For many people, few things sound duller than an insurance conference held on a rainy Tuesday night. Insurance is often associated with grey suits, endless paperwork, and complicated jargon. Yet the history and mechanics behind insurance are far more dramatic than most realize — shaped by pirates, fires, global trade, and some of the most … Read more

Behind the polished branding and reassuring slogans of America’s insurance industry lies a system that one former insider describes as ruthless, dehumanizing, and relentlessly profit-driven — even in the face of illness, poverty, and death. A former employee of one of the largest insurance subrogation law firms in the United States has come forward with … Read more

Millions of Americans who receive health insurance through their employers may soon face the sharpest rise in costs in more than a decade. New surveys from major consulting firms show that businesses across the United States are preparing for a significant increase in health benefit expenses in 2025, a shift that could directly impact workers’ … Read more

If you’re a young driver—or a parent with a newly licensed teen at home—you’ve probably already felt the shock of high car insurance costs. Across the country, insurance premiums for young and inexperienced drivers are significantly higher than average, and the reasons are rooted in risk, statistics, and driving behavior. According to insurance experts, young … Read more

Understanding your rights when a health insurance company does not pay all or part of your medical bill is very important. This guide explains the basics of how the health insurance claims process works and what you can do if your claim is denied. How the Claim Process Works After you receive medical care or … Read more